Benefits are paid directly to you (unless you specify otherwise), regardless of any other insurance you may have. You can use the cash for anything you want. There are no network restrictions - you choose your own health care provider.
Accidents happen when you least expect them. Pays cash directly to you when an injury occurs due to a covered accident. In addition to the costs associated with medical treatment, there are unforeseen costs that most people don't anticipate, for example...
- Continuing expenses such as groceries, car payments, mortgage or rent, and utility bills.
- Transportation, lodging, and food bills associated with traveling for treatment,
- Childcare and household help,
Personal Accident Indemnity Delivery (PAID) with optional Short-Term Disability Rider
Two plans to choose from with benefits that include:
- Hospital Admission and Confinement
- ICU Confinement
- Emergency Room Treatment
- Fractures, Dislocations, Lacerations and Burns
- Annual Wellness Benefit
- Ambulance
- Major diagnostic exams
- Physician's office visit and Urgent care
- Accidental Death & Dismemberment
if a positive diagnosis of cancer ever occurs, these policies a help cover your out of pocket expenses and the bills at home, allowing you to focus on getting better.
Cancer First OccurrenceIf you are diagnosed with Cancer, this policy pays the amount you select, Even if treatment costs are minimal or there are no charges for your cancer treatment. You keep the total benefit amount.
Lump sum payment choices:
Why Does This Policy Deserve Your Consideration?
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Cancer Care PlusCancer and Dread Disease Insurance with four plans levels to choose from.
The following defines the list of Dread Diseases covered under the Policy: • Addison’s Disease • Muscular Dystrophy • Tay-Sachs Disease • Amyotrophic Lateral Sclerosis • Myasthenia Gravis • Tetanus • Diphtheria • Niemann-Pick Disease • Toxic Epidermal Necrolysis • Encephalitis • Osteomyelitis • Toxic Shock Syndrome • Epilepsy • Poliomyelitis • Tuberculosis • Legionnaire’s Disease • Reye’s Syndrome • Tularemia • Lupus Erythematosus • Rheumatic Fever • Typhoid Fever • Meningitis • Rocky Mountain Spotted Fever • Whipple’s Disease • Multiple Sclerosis• Sickle-Cell Anemia • Whooping Cough |
A heart attack or stroke, can be financially devastating to you and your family members. Most policies cover those plus coma, 3rd-degree burns, major organ transplants, coronary artery bypass, paralysis and end-stage renal failure.
Critical Care and Recovery
Pays a lump-sum benefit upon diagnosis of having had a primary specified health event. $5,000 for named insured or spouse and $7,500 for dependent children.
Primary Specified Health events covered include:
Primary Specified Health events covered include:
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- Pays benefits for hospital confinement, continuing care, transportation, and lodging.
- Is guaranteed-renewable for your lifetime with some benefits reduced at age 70.
- Has no deductibles, copayments, or network restrictions–you choose your own medical treatment provider
Pays a specified cash amount when you receive a particular service, regardless of what your provider charges you. Cash is paid to you or your provider if you assign the benefits. There are no deductibles and you can keep your own doctor. Choice of two plans
Policy details vary by state |
Benefits are paid in a lump sum directly to you. Pays in addition to all other insurance and workers’ compensation.
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⌂ Disclosure
I am licensed in Florida, New Jersey, Pennsylvania and Texas. If you live or if your company is based in any of these states, I can help you.
I am licensed in Florida, New Jersey, Pennsylvania and Texas. If you live or if your company is based in any of these states, I can help you.